draliman on life

Here is my post for Share Your World, hosted by Di.

When buying a new home appliance, are you offered optional insurance cover (for additional cost) and if so do you take it?
There’s usually some sort of optional insurance. I bought a new cooker once and I could still see the delivery people walking away when the phone rang and it was the company I bought it from offering me “extra cover”.

I never take it. For a start, there’s statutory consumer cover in case something goes wrong within the first few months. Then it’s likely the appliance is covered by your home contents insurance. This extra cover is expensive, too. Often if you work it out, after about three years you’ve actually paid enough to buy the appliance twice!

When purchasing something for the home, like a new TV, freezer, cooker, carpets, etc, do you pay outright or take terms?
That depends what is meant by “pay outright” – I always use a credit card for the Section 75 protection. Then I pay that off over the next couple of months.

What is the worst purchase for the home you can remember?
I can’t remember any really bad purchases. I have probably blocked them out from my memory.

For your family room/lounge, do you prefer couches, easy chairs, recliners or a mixture of seating arrangements.
“Mixture of seating arrangements” implies my room is large enough for more than one seating arrangement 🙂 I have a couch. Upon which I recline 🙂